This nationwide health insurance option provides comprehensive medical coverage to federal employees, retirees, and their eligible family members. It operates under a service benefit plan model, emphasizing direct payment to providers and a broad network of participating healthcare professionals and facilities. Coverage encompasses a wide array of medical services, including preventative care, hospitalization, prescription drugs, and mental health services.
The significance of this program lies in its substantial reach and commitment to accessible and affordable healthcare for a significant portion of the federal workforce. Its longevity and widespread acceptance have established it as a cornerstone of federal employee benefits packages. Furthermore, it offers various plan options designed to cater to diverse individual needs and financial situations, enhancing its value proposition.
